Membership - Join Today -

Membership - Join Today -

The BAPIA team has a vested interest in seeing each of its members succeed. This is why we continue, every day, to look for new resources and benefits that will help your business grow!

If you are a Balloon & Party professional based in the UK click HERE to visit our UK website.

£10 million Public & Products Liability Insurance Cover (£250 Excess)

Public and Product Liability covers your business if you or your employees are held legally liable for accidental injury to clients, customers or the public, or for damage to their property as a result of your business's activities or products.
To give you more details of what is covered within our policy click HERE

£10 million Employers’ Liability Insurance

If you employ staff then Employers’ Liability Insurance is a legal requirement. Even if you do not have employees, friends or family who help you out from time to time will be covered under this policy.

Subject to a maximum of 5 employees* (for numbers in excess of 5 a quotation can be provided upon request).

*Employee

Any person working for you in connection with your activities who is:
1. employed by you under contract of service or apprenticeship;

2. hired to or borrowed by you;

3. self-employed and working on a labour -only basis under your control or supervision;

4. engaged by labour-only sub-contractors;

5. a labour master or a person supplied by them;

6. engages under a work experience or training scheme; or

7. a voluntary worker engaged with your permission, provided such person is:

  1. normally resident in the United kingdom or the Republic of Ireland; or

  2. working for you in the United Kingdom for a continuous period of at least 14 consecutive days.

£100,000 Professional Indemnity Cover (£500 Excess)

Professional indemnity insurance protects you against claims for loss or damage made by clients or third parties as a result of the impact of negligent services you provided or negligent advice you offered. Compensation claims can be brought against you even if you provided a service or offered advice for free.

Commercial Assistance and Legal Advice helpline:

This policy gives you access to a legal advice helpline to assist in the day-to-day running of your business.

This helpline is available 24 hours a day, 7 days a week and will ensure you have the best advice when your business is facing legal issues at home or abroad on issues such as:

  • Employment

  • Prosecutions

  • Discrimination in the workplace Health & safety

  • European law

Access to Extensive Library of Legal Documents

Members have free access to DASbusinesslaw which provides online legal documents and guides to you to mange your exposure to legal risk.

DASbusinesslaw offers a range of how-to business and legal step-by-step tools, guides, and document templates. They allow you to quickly create any document you need such as ready-to sign contracts, agreements, policies and letters.

Access to the Hiscox Risk Academy, offering risk management services.

What does access to the Risk Academy offer?

Employers are required by law to effectively manage the risk and well-being of employees and the public. The HRA has been designed to simplify and streamline the whole process. Access includes:

Training: A library of IOSH approved eLearning courses, including employee cyber training for cyber customers.

Documents: A portfolio of document templates, including health and safety policies, risk assessments and guidance documents.

Assessments: Access to online risk assessment tools for the workforce for risk areas such as display screen equipment, driving, home-working, new and expectant mothers.

Ask the expert: Access to free bespoke guidance and advice from our professional experts, as required.